What is multi-factor authentication (MFA)?

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Multi-factor authentication (MFA) is a security process that requires users to provide two or more different types of verification before gaining access to an account or system. This extra layer of security helps protect against unauthorized access, even if a password is compromised.

How MFA Works:

Instead of relying only on a password (something you know), MFA asks for additional factors such as:

  • Something you have: A smartphone app, hardware token, or SMS code.

  • Something you are: Biometric verification like fingerprint, facial recognition, or retina scan.

  • Something you know: A password or PIN.

Why Use MFA?

  • Adds stronger security than password-only logins.

  • Protects sensitive information from hackers.

  • Reduces the risk of identity theft and data breaches.

Common Examples:

  • Receiving a one-time code on your phone after entering your password.

  • Using an authenticator app like Google Authenticator or Microsoft Authenticator.

  • Logging in with a fingerprint plus a password.

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